Does Insurance Cover NeuroStar TMS Therapy for Depression?
If you’ve been living with depression that hasn’t improved with antidepressant medication, you’re not alone—and there are treatment options that don’t rely solely on drugs. NeuroStar® TMS therapy is a safe, FDA-cleared, non-drug treatment that has helped over 223,000 people4 reclaim their lives from depression.
One of the most common questions patients ask is: “Will my insurance cover NeuroStar TMS therapy?” The answer is often yes. Understanding how coverage works can make accessing this innovative treatment much easier.
NeuroStar TMS therapy is considered a medically recognized treatment for major depressive disorder (MDD) and treatment-resistant depression (TRD). This means that many insurance providers—both private and government programs like Medicare and Tricare—offer coverage under certain conditions.
Here’s the criteria most insurances require to cover TMS therapy:
- An official diagnosis of depression from a medical provider
- Documentation that at least two antidepressant medications have been tried without sufficient relief or with unpleasant side effects
- A 6-8 week trial of talk therapy (psychotherapy)
Note: Insurance criteria vary by plan. A NeuroStar provider can help you understand your specific coverage and next steps.
If you do not have insurance or need additional assistance in covering co-payments, many NeuroStar providers offer flexible financing and payment plans through Care Credit or Advanced Care to ensure patients can access treatment without undue stress.
If you’re curious about whether NeuroStar TMS therapy is covered by your insurance and whether it could be the right treatment for you, the first step is to speak with a NeuroStar provider. They can:
- Review your insurance plan and coverage criteria
- Submit the pre-authorization paperwork for you
- Explain payment or financing options if needed
